*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg:       #EEE9DF;
  --top:      #2C3B4D;
  --bottom:   #1B2632;
  --cta:      #FFB162;
  --cta-hov:  #A35139;
  --text:     #000;
  --text-dim: #C9C1B1;
  --border:   rgba(44,59,77,0.12);
  --radius: 10px;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
}

/* Header — deep navy bar */
header {
  background: var(--top);
  position: sticky; top: 0; z-index: 10;
}
nav {
  max-width: 1100px; margin: 0 auto; padding: 0 20px; height: 60px;
  display: flex; align-items: center; justify-content: space-between;
}
.logo {
  font-size: 1.4rem; font-weight: 700; color: var(--cta); text-decoration: none;
}
.nav-links { display: flex; align-items: center; gap: 64px; }
.nav-links span { display: flex; align-items: center; gap: 44px; }
.nav-links a {
  color: var(--bg); text-decoration: none; font-size: 0.9rem; font-weight: 500;
  padding: 6px 12px; border-radius: 6px; transition: all .15s;
}
.nav-links a:hover { background: rgba(255,255,255,0.1); }
.nav-links .active { color: var(--cta); }

/* Buttons */
.btn, .btn-outline { padding: 8px 18px; border-radius: 8px; font-size: 0.9rem; font-weight: 600; text-decoration: none; cursor: pointer; }
.btn { background: var(--cta); color: var(--bottom); border: none; }
.btn:hover { background: var(--cta-hov); color: #fff; }
.btn-outline { border: 2px solid var(--border); color: var(--top); }
.btn-outline:hover { background: var(--top); color: var(--bg); }
.btn-lg { padding: 14px 32px; font-size: 1.05rem; }

/* Main content */
main { max-width: 1100px; margin: 0 auto; padding: 40px 20px; min-height: calc(100vh - 200px); }

/* Footer */
footer {
  background: var(--bottom); color: var(--text-dim); padding: 40px 20px 20px;
}
.footer-grid {
  max-width: 1100px; margin: 0 auto;
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 30px;
}
.footer-grid h3 { color: var(--bg); margin-bottom: 12px; font-size: 1rem; }
.footer-grid a { display: block; color: var(--text-dim); text-decoration: none; margin-bottom: 6px; font-size: 0.9rem; }
.footer-grid a:hover { color: var(--cta); }
footer .copyright { text-align: center; margin-top: 30px; padding-top: 15px; border-top: 1px solid var(--top); font-size: 0.85rem; }

/* Hero */
.hero { text-align: center; padding: 60px 0 40px; }
.hero h1 { font-size: 3rem; font-weight: 800; margin-bottom: 16px; }
.hero p { font-size: 1.2rem; color: var(--text-dim); max-width: 600px; margin: 0 auto 30px; }

/* Cards */
.card { background: #C9C1B1; border: 1px solid var(--border); border-radius: var(--radius); padding: 24px; }
.card h2, .card h3 { margin-bottom: 12px; }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
@media (max-width: 768px) { .grid-2, .grid-3, .grid-4, .footer-grid { grid-template-columns: 1fr; } }

/* Utils */
.text-center { text-align: center; }
.mb-1 { margin-bottom: 10px; }
.mb-2 { margin-bottom: 20px; }
.mb-3 { margin-bottom: 30px; }
.mt-2 { margin-top: 20px; }
.section { padding: 40px 0; }
.bg-dark {
  background: var(--bottom); color: var(--bg);
  padding: 50px; border-radius: var(--radius);
}
.bg-dark h2, .bg-dark h3 { color: var(--bg); }
.bg-blue {
  background: linear-gradient(135deg, var(--top), var(--bottom));
  color: var(--bg); padding: 50px; border-radius: var(--radius);
}
.bg-blue h2, .bg-blue h3 { color: var(--bg); }

/* Forms */
.form-group { margin-bottom: 16px; }
.form-group label { display: block; margin-bottom: 4px; font-weight: 500; }
.form-group input {
  width: 100%; padding: 10px 12px; border: 1px solid var(--border);
  border-radius: 6px; font-size: 1rem;
}
.form-group input:focus {
  outline: none; border-color: var(--top);
  box-shadow: 0 0 0 3px rgba(44,59,77,0.1);
}
.form-card { max-width: 420px; margin: 0 auto; }

/* FAQ */
.faq-item { background: #C9C1B1; border: 1px solid var(--border); border-radius: 8px; margin-bottom: 8px; }
.faq-q { padding: 16px; font-weight: 600; cursor: pointer; background: var(--bg); }
.faq-a { padding: 0 16px 16px; color: var(--text); background: #fff; }
.faq-item.open .faq-a { display: block; }